Central Accepted into Community Rating System

By  | 
From the City of Central
    The city of Central was accepted by FEMA into National Flood Insurance Program/Community Rating System (CRS) on October 1, 2013. This acceptance moves Central from a Class 10 rating to a Class 8 rating based upon its score of 1240 credit points, and allows residents to receive reductions on their flood insurance premiums.
    As a result, residents in Special Flood Hazard Areas (SFHA) in Central can receive a 10% premium reduction on their policies. Residents outside the SFHA in Central can receive a 5% premium reduction.  Special Flood Hazard Areas include flood zones A, AE, A1-A30, V, V1-V30, AO, and AH. It is recommended that property owners contact their insurance company to let them know of this acceptance into the CRS.
    The city’s municipal services contractor, IBTS, as part of its contract with the city of Central, prepared the paperwork and submitted the application to join the CRS. The pre-entry verification visit took place March 9, 2013. On August 21, 2013, after review of the documentation presented, Jonathan Smith with Insurance Services Office, Inc. completed the Verification Visit Report and sent a recommendation to FEMA for approval. The City of Central was officially accepted by FEMA into the CRS Program on October 1, 2013 with a Class 8 Rating.
    The city received points based upon the following categories: maintaining elevation certificates, providing map information services, outreach projects, hazard disclosures, flood protection information availability, open space preservation, requiring higher regulatory standards, flood data maintenance, stormwater management, floodplain management planning, acquisition and relocation of a building, drainage system maintenance, and participation in the state’s dam safety program.
    The complete letter of acceptance can be found on the city’s website,, under the NEWS tab. Questions regarding this matter and other floodplain issues can be directed to our Certified Floodplain Manager, Angie Knaps, at 262-5000.